Wanted to check out what kind of rv insurance you have.
I currently have rv insurance through progressive, and if I recall correctly, I have at least the following items.
Total Loss Replacement
Personal Contents Coverage
Towing and Roadside Assistance Coverage
I am trying to determine if the rv insurance I have is enough, should I have different coverage, less coverage, etc.. The rates are quite reasonable, so I have no complaints there, but mainly want to make sure I have enough insurance coverage.
Our camper insurance is though Nationwide. It pays 100% of content and replacement. I believe its around $17.00 a month. Not bad for such a big investment. It also covers theif, if you are broken in, both at home and while camping.
I don't have RV insurance, but I have house and car with State Farm. The price you quoted seems low for RV insurance. The house I have everything inside covered. The lightning storm took out our phones, TV, and patio set. They covered all of it. I got for replacing them all. That was a few years ago. Now, I get a discount because I have no claims with them.:thumbup1:
Progressive sounds similar to what I'm paying now. When I got Sate Farm it was years ago. Virginia is a state where you have to be insured. It was less restrictive in MN. So I just did the basic lowest coverage when I started. Now it's full coverage because of the van. Every year it's less money for insurance. But when my 16 year old daughter gets on, it's going up.:bang:
I've seen medical insurance with a side by side comparison. That's much better because it's easier to compare. Otherwise, you're visiting the other websites for the same information. You can also pick for individual or family.